HealthTop story
Oregon's new Explore Health marketplace opens as individual-plan premiums rise 21.6% on average
Individual coverage costs more as fewer people sign up
- 21.6%
- average rise in individual premiums for 2027
- 15.5%
- average rise in small-group premiums for 2027
- 140,000
- people in individual coverage in 2026, down from 161,000
Source: Grants Pass Tribune
If you buy your own health insurance, you're shopping somewhere new this year. Explore Health, Oregon's new state-run marketplace, officially launched Nov. 1 and replaces HealthCare.gov. Current marketplace customers are being moved over.
Regulators approved average 2027 increases of 21.6% for individual plans and 15.5% for small-group coverage. Providence Health Plan and PacificSource are leaving the individual market.
- Enrolling by Dec. 31 is recommended for coverage starting Jan. 1, 2027
- Open enrollment ends Jan. 15 at ExploreHealthOR.gov
- Staying: BridgeSpan, Kaiser Permanente, Moda Health, Regence BlueCross BlueShield
- Reinsurance gets $15 million more; it trimmed premiums an average 10.7%
How many insurers you can pick from depends on your county. Six Oregon counties will have two insurers, 23 will have three and seven will have four.
Most Oregon counties will have three individual-market insurers
Source: Grants Pass Tribune
View as table
| Value | |
|---|---|
| Two insurers | 6 |
| Three insurers | 23 |
| Four insurers | 7 |



